ÿWPC¡ þþë?§H°0˜2R¯4‚6FéÓßhø5æ#Ä ¸f¨ÁVB0ù“¡v °n‹AÝ„‘þÖp¬óC†kuCg£2«û…ýÁMm¢*ØZ`;(fVûÌSrš”%…iþuèû*2é¯÷¸X=ˆ­ô"T¢V•TAÖK¤e럋m“ɶò§DªÚö®íÞ‰2ˆkKßNèÃx¡úHàÅîZ/IºTìÞ¬9 R’ø¢ÈWíûî)u%=ZÌÎT䮽"ã$¯Vë„‹‘-Ç]ñ Š“Ã=îåò¸*Ôy¢Y·pøƒ†DyÕ¶ÕÕGtð~Ë=ÈT8¶xð®OÚLJ»e­Æa}ÔN™*¢™ ˆFëF#hÊ‚“»%E½XLF4—À&˜ñ=DxÎd­5íÂó9¾¡Úð œ~;5᥄ô»ÿƒí,ç˜>ŽXEèCù²¿[ï{ ãïHq¢ºJ™»éßTò-‘ŠËÏAX|ÌŸÓ÷ÏÉÚÜZ”üPÏ-£kG4ˆjžÿ1ïM݉wɯå²ÞøíÙ_ÊHÇ…ZêTLÓ¶.oæL'´ l|Ú7g;jÜ sýSkp3S2 ¬úÉP¨Ÿ1ß­q+Ijº•“º‰Ð[êðß!:7Ì#ÁÄUN… %Ó 0:ÙU8^ KwW4[o~ m€N—b™˜HP LaserJet 4000 Series PCL$,,,,$0(ÖÃ9 Z‹6Times New Roman RegularX(üœ$¡¡ÔUSUS.,Ô<4šÛ 9Z+‹ Courier New iö8s o‚‰839ORDERS3|xÿU‹ÿÀÀÀ- ù-Ý ƒüœ!ÝÔUSUS.,ÔÝ  ÝÔ_ÔÑX°ÑÑ€ ÑÑ8€ÿüXXdìdÈ8ÑÑ  ÑÔ€Xp\XXXÔà@¸ ¸ ìàIN€THE€COURT€OF€APPEALS€OF€MARYLANDˆÐ ° ÐÌÌà@ ìàòòR€U€L€E€S€€€O€R€D€E€RóóˆÐ 2‚ ÐÌÌÌÓÓà  àThis€Courtððs€Standing€Committee€on€Rules€of€Practice€andÐ Š Ú ÐProcedure€having€submitted€its€One€Hundred€Fifty„Ninth€Report€toÐ 6 †  Ðthe€Court€recommending€adoption,€on€an€emergency€basis,€ofÐ â 2  Ðamendments€to€Rules€2„122,€14„201,€14„203,€14„204,€and€14„205€ofÐ ŽÞ  Ðthe€Maryland€Rules€of€Procedure;€andÐ :Š  Ðà  àThis€Court€having€considered€at€an€open€meeting,€notice€ofÐ æ6 Ðwhich€was€posted€as€prescribed€by€law,€all€those€proposed€rulesÐ ’â Ðchanges,€making€on€its€own€motion€certain€additions€to€theÐ >Ž Ðproposed€rules€changes,€and€finding€that€an€emergency€does€inÐ ê: Ðfact€exist€with€reference€to€the€proposed€rules€changes,€it€isÐ –æ Ðthis€22òòndóó€day€of€July,€2008,Ð B’ Ðà  àORDERED,€by€the€Court€of€Appeals€of€Maryland,€thatÐ î> Ðamendments€to€Rules€2„122,€14„201,€14„203,€14„204,€and€14„205€be,Ð šê Ðand€they€are€hereby,€adopted€in€the€form€attached€to€this€Order;Ð F –! Ðand€it€is€furtherÐ ò!B# Ðà  àORDERED€that€the€rules€changes€hereby€adopted€by€this€CourtÐ ž#î% Ðshall€govern€the€courts€of€this€State€and€all€parties€and€theirÐ J%š ' Ðattorneys€in€all€actions€and€proceedings,€and€shall€take€effectÐ ö&F") Ðand€apply€to€all€actions€commenced€on€or€after€July€23,€2008€andÐ ¢(ò#+ Ðinsofar€as€practicable€to€all€actions€then€pending;€and€it€isÐ N*ž%- ÐfurtherÐ ú+J'/ ÐÌÐ  R/¢*3 Ðà  àORDERED€that€a€copy€of€this€Order€be€published€in€the€nextÐ ° Ðissue€of€the€òòMaryland€Registeróó.Ð \¬ ÐÌÓÓà  àà ` àà ¸ àà  àà h àà À à/s/€Robert€M.€BellÐ À  Ðà  àà ` àà ¸ àà  àà h àà À à___________________________________Ð – æ Ðà  àà ` àà ¸ àà  àà h àà À àRobert€M.€BellÐ l ¼ ÐÌÌÌà  àà ` àà ¸ àà  àà h àà À à/s/€Glenn€T.€Ô_ÔHarrellÔ_Ô,€Jr.Ð Ä  Ðà  àà ` àà ¸ àà  àà h àà À à___________________________________Ð šê  Ðà  àà ` àà ¸ àà  àà h àà À àGlenn€T.€Ô_ÔHarrellÔ_Ô,€Jr.Ð pÀ  ÐÌÌÌà  àà ` àà ¸ àà  àà h àà À à/s/€Lynne€A.€Ô_ÔBattagliaÔ_ÔÐ È Ðà  àà ` àà ¸ àà  àà h àà À à___________________________________Ð žî Ðà  àà ` àà ¸ àà  àà h àà À àLynne€A.€Ô_ÔBattagliaÔ_ÔÐ tÄ ÐÌÌÌò òó óà  àà ` àà ¸ àà  àà h àà À à/s/€Clayton€Greene,€Jr.Ð Ì Ðà  àà ` àà ¸ àà  àà h àà À à___________________________________Ð ¢ò Ðà  àà ` àà ¸ àà  àà h àà À àClayton€Greene,€Jr.Ð xÈ ÐÌÌÌò òó óà  àà ` àà ¸ àà  àà h àà À à/s/€Joseph€F.€Murphy,€Jr.Ð Ð  Ðà  àà ` àà ¸ àà  àà h àà À à___________________________________Ð ¦ö Ðà  àà ` àà ¸ àà  àà h àà À àJoseph€F.€Murphy,€Jr.Ð |Ì  ÐÌÌÌà  àà ` àà ¸ àà  àà h àà À à/s/€Sally€D.€Ô_ÔAdkinsÔ_ÔÐ Ô"$$ Ðà  àà ` àà ¸ àà  àà h àà À à___________________________________Ð ª#ú% Ðà  àà ` àà ¸ àà  àà h àà À àSally€D.€Ô_ÔAdkinsÔ_ÔÐ €$Ð& ÐÌÌÌÌFiled:€July€22,€2008Ð ®(þ#+ ÐÌÌ/s/€Bessie€M.€DeckerÐ 0+€&. Ð______________________________Ð ,V'/ Ѐ€€€€€€€€€ClerkÐ Ü,,(0 ÐCourt€of€Appeals€of€MarylandÐ  ²-)1 Ѐ€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€àH\ \ °àMARYLAND€RULES€OF€PROCEDUREˆÐ ° ÐÌ€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€àHP P °àTITLE€2€„€CIVIL€PROCEDURE„„CIRCUIT€COURTˆÐ \¬ ÐÌ€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€€àHpp°àCHAPTER€100€„€COMMENCEMENT€OF€ACTION€AND€PROCESSˆÐ X ÐÌÌÌà  àAMEND€Rule€2„122€by€deleting€language€referring€to€postingÐ ` ° ÐÌby€ð ðthe€sheriffðð€from€and€adding€language€referring€to€ð ða€personÐ  \  ÐÌauthorized€to€serve€processðð€to€subsection€(a)(3),€as€follows:Ð ¸  ÐÌÌRule€2-122.€€PROCESS€„€SERVICE€„€IN€REM€OR€QUASI€IN€REM€Ð :Š  ÐÌÌÓÓ€€(a)€€Service€by€Posting€or€PublicationÐ ¼  Ðà  à€€In€an€in€rem€or€quasi€in€rem€action€when€the€plaintiff€hasÐ h¸ Ðshown€by€affidavit€that€the€whereabouts€of€the€defendant€areÐ d Ðunknown€and€that€reasonable€efforts€have€been€made€in€good€faithÐ À Ðto€locate€the€defendant,€the€court€may€order€service€by€theÐ l¼ Ðmailing€of€a€notice€to€the€defendant's€last€known€address€and:€€Ð h Ѐ€€€(1)€by€the€posting€of€the€notice€by€the€sheriff€at€theÐ Ä Ðcourthouse€door€or€on€a€bulletin€board€within€its€immediateÐ pÀ  Ðvicinity,€or€€Ð !l" Ѐ€€€(2)€by€publishing€the€notice€at€least€once€a€week€in€each€ofÐ È"$ Ðthree€successive€weeks€in€one€or€more€newspapers€of€generalÐ t$Ä& Ðcirculation€published€in€the€county€in€which€the€action€isÐ  &p!( Ðpending,€or€€Ð Ì'#* Ѐ€€€(3)€in€an€action€in€which€the€rights€relating€to€landÐ x)È$, Ðincluding€leasehold€interests€are€involved,€by€the€posting€of€theÐ $+t&. Ðnotice€by€ò òthe€sheriffó ó€òòa€person€authorized€to€serve€process€inÐ Ð, (0 Ðaccordance€with€Rule€2„123€(a)óó€in€a€conspicuous€place€on€theÐ |.Ì)2 Ðland.€€Ð ° ÐAdditionally,€the€court€may€order€any€other€means€of€notice€thatÐ \¬ Ðit€deems€appropriate€in€the€circumstancesòòóó.Ð X Ѐ€(b)€€TimeÐ ´  Ðà  à€€The€mailing€and€the€posting€or€publication€shall€beÐ ` ° Ðaccomplished€at€least€30€days€before€the€date€by€which€a€responseÐ  \  Ðto€the€complaint€is€to€be€filed.€€Ð ¸  Ѐ€(c)€€Content€of€NoticeÐ d´  Ðà  à€€The€notice€shall€be€signed€by€the€clerk€and€shall€includeÐ `  Ðthe€caption€of€the€case;€describe€the€substance€of€the€complaintÐ ¼  Ðand€the€relief€sought;€inform€the€defendant€of€the€latest€date€byÐ h¸ Ðwhich€the€response€is€to€be€filed;€warn€the€defendant€thatÐ d Ðfailure€to€file€the€response€within€the€time€allowed€may€resultÐ À Ðin€a€judgment€by€default€or€the€granting€of€the€relief€sought;Ð l¼ Ðand€contain€any€other€information€required€by€the€court.€€Ð h ÐÓÓSource:€€This€Rule€is€derived€as€follows:€€Ð Ä Ѐ€Section€(a)€is€derived€from€former€Rules€105€b€and€111€a.€€Ð šê Ѐ€Section€(b)€is€derived€from€former€Rule€105€b€2.€€Ð pÀ  Ѐ€Section€(c)€is€new€and€replaces€former€Rule€105€b€1€(a).€€Ð F –! ÐÌÐ  ò!B# Ðà@˜ ˜ ìàMARYLAND€RULES€OF€PROCEDUREˆÐ ° ÐÌà@\ \ ìàTITLE€14€„€SALES€OF€PROPERTYˆÐ \¬ ÐÌà@` ` ìàCHAPTER€200€„€FORECLOSURE€OF€LIEN€INSTRUMENTSˆÐ X ÐÌÌà  àAMEND€Rule€14„201€to€add€a€definition€of€ð ðresidentialÐ Š Ú ÐÌproperty,ðð€as€follows:Ð 6 †  ÐÌÌRule€14-201.€€SCOPE€AND€DEFINITIONS€Ð ¸  ÐÌÌÓÓ€€(a)€€ScopeÐ :Š  Ðà  à€€The€rules€in€this€Chapter€apply€to€foreclosure€of€liensÐ æ6 Ðupon€property€that€are€created€or€authorized€to€be€created€by€aÐ ’â Ðlien€instrument€or€are€created€by€a€statute€providing€forÐ >Ž Ðforeclosure€in€the€manner€specified€for€foreclosure€of€mortgages.Ð ê: ÐThe€procedure€set€forth€in€these€Rules€shall€provide€the€soleÐ –æ Ðremedy€for€the€vendor€for€repossession€of€property€sold€under€aÐ B’ Ðland€installment€contract€executed€pursuant€to€Code,€RealÐ î> ÐProperty€Article,€Title€10,€Subtitle€1€or€its€statutoryÐ šê Ðpredecessor.€€Otherwise,€the€foreclosure€procedure€provided€inÐ F –! Ðthese€Rules€does€not€preclude€other€remedies,€including€but€notÐ ò!B# Ðlimited€to€self-help,€that€may€be€available€under€Code,Ð ž#î% ÐCommercial€Law€Article;€Code,€Real€Property€Article;€or€otherÐ J%š ' Ðlaw.€€Ð ö&F") Ѐ€(b)€€DefinitionsÐ ¢(ò#+ Ðà  à€€The€following€definitions€apply€in€the€rules€in€thisÐ N*ž%- ÐChapter:€€Ð ú+J'/ Ѐ€€€(1)€€Assent€to€a€DecreeÐ ¦-ö(1 Ðà  à€€€€"Assent€to€a€decree"€means€a€provision€in€a€lienÐ ° Ðinstrument€declaring€an€assent€to€the€entry€of€an€order€for€theÐ \¬ Ðsale€of€the€property€subject€to€the€lien€upon€a€specifiedÐ X Ðdefault.€€Ð ´  Ѐ€€€(2)€€DebtÐ ` ° Ðà  à€€€€"Debt"€means€a€monetary€obligation€secured€by€a€lien.€€Ð  \  Ѐ€€€(3)€€DebtorÐ ¸  Ðà  à€€€€"Debtor"€means€the€record€owner€of€the€property€at€theÐ d´  Ðtime€the€lien€was€created€and€the€purchaser€under€a€landÐ `  Ðinstallment€contract.€€Ð ¼  Ѐ€€€(4)€€LienÐ h¸ Ðà  à€€€€"Lien"€means€a€statutory€lien€or€a€lien€upon€propertyÐ d Ðcreated€or€authorized€to€be€created€by€a€lien€instrument.€€Ð À Ѐ€€€(5)€€Lien€InstrumentÐ l¼ Ðà  à€€€€"Lien€instrument"€means€a€mortgage,€a€deed€of€trust,€aÐ h Ðland€installment€contract,€including€those€defined€in€Code,€RealÐ Ä ÐProperty€Article€ðð10-101€(b),€a€contract€creating€a€lien€pursuantÐ pÀ  Ðto€Code,€Real€Property€Article,€ðððð14-201€through€14-205,€a€deedÐ !l" Ðor€other€instrument€reserving€a€vendor's€lien,€an€instrumentÐ È"$ Ðcreating€or€authorizing€the€creation€of€a€lien€in€favor€of€aÐ t$Ä& Ðhomeowners'€association,€a€condominium€council€of€unit€owners,€aÐ  &p!( Ðproperty€owners'€association€or€a€community€association,€aÐ Ì'#* Ðsecurity€agreement,€and€any€other€instrument€creating€orÐ x)È$, Ðauthorizing€the€creation€of€a€lien€upon€the€property.€€Ð $+t&. Ѐ€€€(6)€€Power€of€SaleÐ Ð, (0 Ðà  à€€€€"Power€of€sale"€means€a€provision€in€a€lien€instrumentÐ |.Ì)2 Ðauthorizing€a€person€to€sell€the€property€upon€a€specifiedÐ ° Ðdefault.€€Ð \¬ Ѐ€€€(7)€€PropertyÐ X Ðà  à€€€€"Property"€means€real€and€personal€property€of€any€kindÐ ´  Ðsituated€within€this€State.€€Ð ` ° Ѐ€€€(8)€€Record€Owner€of€PropertyÐ  \  Ðà  à€€€€"Record€owner€of€property"€includes€the€record€holder€ofÐ ¸  Ðthe€rights€of€a€purchaser€under€a€land€installment€contract.Ð d´  Ѐ€€€òò(9)€€Residential€Propertyóó€€Ð `  Ðà  à€€€€òòð ðResidential€propertyðð€means€real€property€improved€byÐ ¼  Ðfour€or€fewer€single€family€dwelling€units.óóÐ h¸ ÐòòCross€reference:€€See€Code,€Real€Property€Article,€ðð7„105.1€(a)óóÐ d Ѐ€€€ò ò(9)ó ó€òò(10)óó€SaleÐ À Ðà  à€€€€"Sale"€means€foreclosure€sale.€€Ð l¼ Ѐ€€€ò ò(10)ó ó€òò(11)óó€Secured€PartyÐ h Ðà  à€€€€€"Secured€party"€means€a€mortgagee,€the€holder€of€a€noteÐ Ä Ðsecured€by€a€deed€of€trust,€a€vendor€holding€a€vendor's€lien,€aÐ pÀ  Ðcondominium€council€of€unit€owners,€a€homeowners'€association,€aÐ !l" Ðproperty€owners'€or€community€association,€and€any€other€partyÐ È"$ Ðsecured€by€a€lien.€€"Secured€party"€includes€any€assignee€orÐ t$Ä& Ðsuccessor€in€interest€of€a€secured€party.€€Ð  &p!( Ѐ€€€ò ò(11)ó ó€òò(12)óó€Statutory€LienÐ Ì'#* Ðà  à€€€€€"Statutory€lien"€means€a€lien€on€property€created€by€aÐ x)È$, Ðstatute€providing€for€foreclosure€in€the€manner€specified€for€theÐ $+t&. Ðforeclosure€of€mortgages.€€Ð Ð, (0 ÐÓÓÐ  |.Ì)2 ÐSource:€€This€Rule€is€derived€as€follows:€€Ð ° Ѐ€Section€(a)€is€derived€from€former€Rules€W70€b€and€W79€c.€€Ð †Ö Ѐ€Section€(b)€is€in€part€derived€from€former€Rule€W70€a€and€inÐ \¬ Ðpart€new.€€Ð 2‚ ÐÌÌÐ  ´  Ðà@˜ ˜ ìàMARYLAND€RULES€OF€PROCEDUREˆÐ ° ÐÌà@\ \ ìàTITLE€14€„€SALES€OF€PROPERTYˆÐ \¬ ÐÌà@` ` ìàCHAPTER€200€„€FORECLOSURE€OF€LIEN€INSTRUMENTSˆÐ X ÐÌÌà  àAMEND€Rule€14„203€to€add€a€new€subsection€(a)(3)€pertainingÐ Š Ú ÐÌto€the€requirement€to€send€a€notice€of€intent€to€foreclose€aÐ 6 †  ÐÌmortgage€or€deed€of€trust€on€residential€property€and€to€addÐ â 2  ÐÌa€cross€reference€after€subsection€(a)(3),€as€follows:Ð ŽÞ  ÐÌÌRule€14-203.€€CONDITIONS€PRECEDENT;€VENUE€Ð `  ÐÌÌÓÓ€€(a)€€Conditions€PrecedentÐ ’â Ѐ€€€(1)€€GenerallyÐ >Ž Ðà  à€€€€An€action€to€foreclose€a€lien€may€be€filed€after€(A)€theÐ ê: Ðinstrument€creating€or€giving€notice€of€the€existence€of€the€lienÐ –æ Ðhas€been€filed€for€record,€and€(B)€there€has€been€a€default€in€aÐ B’ Ðcondition€upon€which€the€lien€instrument€provides€that€a€sale€mayÐ î> Ðbe€made€or€there€is€a€default€in€the€payment€of€the€debt€securedÐ šê Ðby€a€statutory€lien.€€Ð F –! ÐÓÓCross€reference:€€Code,€Real€Property€Article,€ðððð14-201€throughÐ ò!B# Ð14-206.€€Ð È"$ ÐÌÓÓ€€€€(2)€€Land€Installment€ContractÐ t$Ä& Ðà  à€€€€An€action€to€foreclose€a€land€installment€contract€asÐ  &p!( Ðdefined€in€Code,€Real€Property€Article,€ðð10-101€(b)€shall€beÐ Ì'#* Ðinstituted€only€after€the€secured€party:€(A)€serves€on€the€debtorÐ x)È$, Ðand€the€current€record€owner€of€the€property,€either€by€deliveryÐ $+t&. Ðto€the€person€to€be€served€or€by€certified€mail€to€the€last€knownÐ Ð, (0 Ðaddress€of€the€person€to€be€served,€a€written€notice€stating€theÐ |.Ì)2 ÐÔ_Ôamount€of€payment€in€default€and€the€nature€of€any€claimedÐ ° Ðdefault€in€any€other€condition€or€requirement€of€the€contract,Ð \¬ Ðand€advising€the€person€served€that€foreclosure€proceedings€willÐ X Ðbe€instituted€on€or€after€a€designated€day,€not€less€than€30€daysÐ ´  Ðafter€service€of€the€notice,€unless€the€debtor€or€the€currentÐ ` ° Ðrecord€owner€before€that€time€cures€the€default,€and€(B)€filesÐ  \  Ðproof€by€affidavit€that€the€required€notice€has€been€given.Ð ¸  Ѐ€€€òò(3)€€Foreclosure€on€Residential€PropertyóóÐ d´  Ѐ€€€€€òò(A)€€An€action€to€foreclose€on€residential€property€may€notÐ `  Ðbe€filed€until€the€later€of€90€days€after€the€default€or€45€daysÐ ¼  Ðafter€the€sending€of€the€notice€of€intent€to€foreclose€requiredÐ h¸ Ðby€subsection€(a)(3)(B)€of€this€Rule.óóÐ d Ѐ€€€€€òò(B)€€At€least€45€days€before€the€filing€of€an€action€toÐ À Ðforeclose€a€mortgage€or€a€deed€of€trust€on€residential€property,Ð l¼ Ðthe€secured€party€shall€send€a€written€notice€of€intent€toÐ h Ðforeclose€to€the€mortgagor€or€grantor€and€to€the€record€owner€ofÐ Ä Ðthe€property€in€conformance€with€Code,€Real€Property€Article,€Ð pÀ  Ððð7„105.1€(c),€except€that€the€action€may€be€filed€without€sendingÐ !l" Ðthe€notice€if:óó€Ð È"$ Ðà  à€€€òò(Ô_ÔiÔ_Ô)€the€loan€secured€by€the€mortgage€or€deed€of€trust€wasÐ t$Ä& Ðobtained€by€fraud€or€deception,óó€Ð  &p!( Ðà  à€€€òò(ii)€no€payments€have€ever€been€made€on€the€loan€securedÐ Ì'#* Ðby€the€mortgage€or€deed€of€trust,óó€Ð x)È$, Ðà  à€€€òò(iii)€the€property€subject€to€the€mortgage€or€deed€ofÐ $+t&. Ðtrust€has€been€destroyed,€oróó€Ð Ð, (0 Ðà  à€€€òò(iv)€the€default€occurred€after€a€stay€has€been€lifted€inÐ |.Ì)2 Ða€bankruptcy€hearing.óóÐ ° ÐòòÓÓCross€reference:€For€the€form€of€the€notice€and€any€otherÐ \¬ Ðinformation€that€the€Commissioner€of€Financial€RegulationÐ 2‚ Ðrequires,€see€Ô_ÔCOMARÔ_Ô€09.03.11.01€òòet€seqóó.€(as€to€emergencyÐ X Ðregulations)€and€Ô_ÔCOMARÔ_Ô€09.03.12.01€òòet€seq.óó€(as€to€finalÐ ä4 ÐÔ_Ôregulations).óóÔ_ÔÐ À  ÐÌÓÓ€€(b)€€VenueÐ l ¼ Ðà  à€€An€action€to€foreclose€a€lien€shall€be€filed€in€the€countyÐ  h  Ðin€which€all€or€any€part€of€the€property€subject€to€the€lien€isÐ Ä  Ðlocated.€€Ð pÀ  Ѐ€(c)€€Jurisdiction€-€Attaches€Upon€Commencement€of€ActionÐ l  Ðà  à€€The€jurisdiction€of€the€court€over€property€subject€to€aÐ È Ðlien€shall€attach€upon€the€commencement€of€an€action€filedÐ tÄ Ðpursuant€to€Rule€14-204,€with€or€without€the€bond€described€inÐ  p ÐRule€14-206€(a).€€Ð Ì ÐÓÓSource:€€This€Rule€is€derived€from€former€Rule€W72€and€W79.Ð xÈ ÐÌÌÐ  úJ ÐÔ_Ôà@˜ ˜ ìàMARYLAND€RULES€OF€PROCEDUREˆÐ ° ÐÌà@\ \ ìàTITLE€14€„€SALES€OF€PROPERTYˆÐ \¬ ÐÌà@` ` ìàCHAPTER€200€„€FORECLOSURE€OF€LIEN€INSTRUMENTSˆÐ X ÐÌÌà  àAMEND€Rule€14„204€to€add€a€provision€to€section€(a)Ð Š Ú ÐÌstating€that€certain€items€be€included€and€that€certain€itemsÐ 6 †  ÐÌneed€not€be€included€in€the€complaint€to€foreclose€or€order€toÐ â 2  ÐÌdocket,€to€delete€section€(b),€to€add€a€new€section€(b)Ð ŽÞ  ÐÌsetting€out€procedures€for€service€in€foreclosures€on€residentialÐ :Š  ÐÌproperty,€to€add€language€to€section€(c)€that€refers€toÐ æ6 ÐÌresidential€property€foreclosures,€and€to€correct€two€referencesÐ ’â ÐÌto€federal€law,€as€follows:Ð >Ž ÐÌÌRule€14-204.€€COMMENCEMENT€OF€ACTION€AND€PROCESS€Ð À ÐÌÌÓÓ€€(a)€€Methods€of€Commencing€ActionÐ B’ Ðà  à€€An€action€to€foreclose€a€lien€pursuant€to€a€power€of€saleÐ î> Ðshall€be€commenced€by€filing€an€order€to€docket.€€An€action€toÐ šê Ðforeclose€a€lien€pursuant€to€an€assent€to€a€decree€or€where€theÐ F –! Ðlien€instrument€contains€neither€a€power€of€sale€nor€an€assent€toÐ ò!B# Ða€decree€shall€be€commenced€by€filing€a€complaint€to€foreclose.Ð ž#î% ÐWhen€a€lien€instrument€contains€both€a€power€of€sale€and€anÐ J%š ' Ðassent€to€a€decree,€the€lien€may€be€foreclosed€pursuant€to€eitherÐ ö&F") Ðthe€power€of€sale€or€the€assent€to€a€decree.€€The€complaint€orÐ ¢(ò#+ Ðorder€to€docket€shall€be€accompanied€by:€€Ð N*ž%- Ѐ€€€(1)€the€original€or€a€certified€copy€of€the€lien€instrumentÐ ú+J'/ Ðor,€in€an€action€to€foreclose€a€statutory€lien,€an€original€or€aÐ ¦-ö(1 Ðcertified€copy€of€a€notice€of€the€existence€of€the€lien,€€Ð ° Ѐ€€€(2)€a€statement€of€the€debt€remaining€due€and€payableÐ \¬ Ðsupported€by€an€affidavit€of€the€plaintiff€or€the€secured€partyÐ X Ðor€the€agent€or€attorney€of€the€plaintiff€or€the€secured€party,€€Ð ´  Ѐ€€€(3)€in€the€case€of€a€deed€of€trust,€a€copy€of€the€debtÐ ` ° Ðinstrument€certified€by€the€attorney€or€the€trustee€conductingÐ  \  Ðthe€sale,€ò òandó óÐ ¸  Ѐ€€€(4)€if€any€defendant€is€a€natural€person,€an€affidavit€thatÐ d´  Ðeither€the€person€is€not€in€the€military€service€of€the€UnitedÐ `  ÐStates€as€defined€in€ò òSection€511€ofó ó€the€ò òSoldiers'€and€Sailors'Ð ¼  ÐCivil€Relief€Act€of€1940,€as€amended,ó ó€òòServicemembers€Civil€ReliefÐ h¸ ÐAct,óó€50€U.S.C.€ò òAppendix,€520,ó ó€òòapp.€ðððð501€òòet€seqóó.,óó€or€that€theÐ d Ðaction€is€authorized€by€the€Actò ò.ó óòò,€andóó€€Ð Ì Ѐ€€€òò(5)€in€an€action€to€foreclose€a€mortgage€or€deed€of€trust€onÐ xÈ Ðresidential€property,€the€information€and€papers€required€byÐ $t ÐCode,€Real€Property€Article,€ðð7„105.1€(d),€except€that€if€theÐ Ð  Ðname€and€license€number€of€the€mortgage€originator€and€mortgageÐ |Ì  Ðlender€is€not€required€in€the€notice€of€intent€to€foreclose,€theÐ (!x" Ðinformation€is€not€required€in€the€order€to€docket€or€complaintÐ Ô"$$ Ðto€foreclose.óóÐ €$Ð& Ѐ€ò ò(b)€€Notice€to€Record€Owner€of€Residential€Real€Propertyó óÐ ,&|!( Ðà  à€€ò òThe€person€authorized€to€make€a€sale€shall€comply€with€theÐ Ø'(#* Ðnotice€requirement€contained€in€Code,€Real€Property€Article,Ð „)Ô$, Ððð7-105€(a-1)€and,€at€any€time€before€the€sale€is€ratified,€shallÐ 0+€&. Ðfile€an€affidavit€in€the€proceedings€that€the€notice€requirementÐ Ü,,(0 Ðhas€been€satisfied.ó óÐ ˆ.Ø)2 Ѐ€òò(b)€€Service€in€Residential€Property€Foreclosuresóó€€Ð ° Ѐ€€€òò(1)€€Service€by€Personal€DeliveryóóÐ \¬ Ðà  à€€€€òòWhen€an€order€to€docket€or€a€complaint€to€foreclose€aÐ X Ðlien€instrument€or€statutory€lien€on€residential€property€isÐ ´  Ðfiled,€a€copy€of€the€order€to€docket€or€complaint€to€forecloseÐ ` ° Ðand€the€accompanying€papers€shall€be€served€by€personal€deliveryÐ  \  Ðto€the€mortgagor€or€grantor€or€by€leaving€them€with€a€resident€ofÐ ¸  Ðsuitable€age€and€discretion€at€the€dwelling€house€or€usual€placeÐ d´  Ðof€abode€of€the€mortgagor€or€grantor.óóÐ `  Ѐ€€€òò(2)€€Service€by€Mailing€and€PostingóóÐ ¼  Ðà  à€€€€òòIf€on€at€least€two€different€days€a€good€faith€effortÐ h¸ Ðwas€made€to€serve€the€mortgagor€or€grantor€under€subsectionÐ d Ð(b)(1)€of€this€Rule€and€service€was€not€successful,€the€plaintiffÐ À Ðmay€effect€service€by€(A)€mailing€a€copy€of€the€order€to€docketÐ l¼ Ðor€complaint€to€foreclose€and€accompanying€papers€by€certifiedÐ h Ðmail,€return€receipt€requested,€and€first„class€mail€to€the€lastÐ Ä Ðknown€address€of€the€mortgagor€or€grantor€and,€if€different,€toÐ pÀ  Ðthe€address€of€the€residential€property€subject€to€the€mortgageÐ !l" Ðor€deed€of€trust;€and€(B)€posting€a€copy€of€the€order€to€docketÐ È"$ Ðor€complaint€to€foreclose€and€accompanying€papers€in€aÐ t$Ä& Ðconspicuous€place€on€the€residential€property€subject€to€theÐ  &p!( Ðmortgage€or€deed€of€trust.€€Service€is€complete€when€the€propertyÐ Ì'#* Ðhas€been€posted€and€the€mailings€have€been€made€in€accordanceÐ x)È$, Ðwith€this€subsection.óóÐ $+t&. Ѐ€€€òò(3)€€Affidavit€of€ServiceóóÐ Ð, (0 Ѐ€€€€€òò(A)€€Time€for€Ô_ÔFilingóóÐ |.Ì)2 Ðà  àà ` à€òòAn€affidavit€of€service€shall€be€filed€promptly€and€inÐ ° Ðany€event€before€the€date€of€the€sale.óóÐ \¬ Ѐ€€€€€òò(B)€€If€Service€by€an€Individual€Other€than€a€SheriffóóÐ X Ðà  à€€€€€€òòIn€addition€to€the€requirements€of€subsectionÐ ´  Ð(b)(3)(C)€or€(D)€of€this€Rule,€if€service€is€made€by€anÐ ` ° Ðindividual€other€than€a€sheriff,€the€affidavit€shall€include€theÐ  \  Ðname,€address,€and€telephone€number€of€the€Ô_ÔaffiantÔ_Ô€and€aÐ ¸  Ðstatement€that€the€Ô_ÔaffiantÔ_Ô€is€18€years€of€age€or€older.óóÐ d´  Ðà  à€òò(C)€€Contents€of€Affidavit€of€Personal€DeliveryóóÐ `  Ðà  à€€€€€€òòIf€service€is€effected€pursuant€to€subsection€(b)(1)Ð ¼  Ðof€this€Rule,€the€affidavit€shall€set€forth€the€name€of€theÐ h¸ Ðperson€served€and€the€date€and€particular€place€of€service.€€IfÐ d Ðdelivery€is€to€a€person€other€than€the€mortgagor€or€grantor,€theÐ À Ðaffidavit€also€shall€include€a€description€of€the€individualÐ l¼ Ðserved€and€the€facts€upon€which€the€individual€making€serviceÐ h Ðconcluded€that€the€individual€served€is€of€suitable€age€andÐ Ä Ðdiscretion.óóÐ pÀ  Ðà  à€òò(D)€€Contents€of€Affidavit€of€Service€by€Mailing€andÐ !l" ÐPostingóóÐ È"$ Ðà  à€€€€€€òòIf€service€is€effected€pursuant€to€subsection€(b)(2)Ð t$Ä& Ðof€this€Rule,€the€affidavit€shall€(Ô_ÔiÔ_Ô)€describe€with€particularityÐ  &p!( Ðthe€good€faith€efforts€to€serve€the€mortgagor€or€grantor€byÐ Ì'#* Ðpersonal€delivery;€(ii)€state€the€date€on€which€the€requiredÐ x)È$, Ðpapers€were€mailed€by€first„class€and€certified€mail,€returnÐ $+t&. Ðreceipt€requested,€and€the€name€and€address€of€the€addressee;€andÐ Ð, (0 Ð(iii)€include€the€date€of€the€posting€and€a€description€of€theÐ |.Ì)2 Ðlocation€of€the€posting€on€the€property.€€If€available,€theÐ ° Ðoriginal€certified€mail€return€receipt€shall€be€attached€to€theÐ \¬ Ðaffidavit.óóÐ X Ѐ€(c)€€Process€and€Hearing€Not€RequiredÐ ´  Ðà  à€€In€an€action€to€foreclose€a€lien€pursuant€to€a€power€ofÐ ` ° Ðsale€or€pursuant€to€an€order€for€sale€under€an€assent€to€aÐ  \  Ðdecreeòò,€including€a€foreclosure€on€residential€propertyóó,€it€isÐ ¸  Ðnot€necessary€that€process€issue€or€that€a€hearing€be€held€priorÐ d´  Ðto€sale.€€Ð `  ÐÓÓCross€reference:€òòSee€theóó€ò òSections€511€and€532€of€the€Soldiers'Ð ¼  Ðand€Sailors'€Civil€Relief€Act€of€1940ó ó€òòÔ_ÔServicemembersÔ_Ô€Civil€ReliefÐ ’â ÐActóó,€50€U.S.C.€ò òAppendixó ó€òòapp.€ðððð501€òòet€seqóóóó.€€Ð h¸ ÐÌSource:€€This€Rule€is€derived€òòin€partóó€from€former€Rule€W72€c,€d,Ð j Ðand€e€òòand€is€in€part€newóó.€€Ð ð@ ÐÌÌÐ  r ÐÔ_Ôà@˜ ˜ ìàMARYLAND€RULES€OF€PROCEDUREˆÐ ° ÐÌà@\ \ ìàTITLE€14€„€SALES€OF€PROPERTYˆÐ \¬ ÐÌà@` ` ìàCHAPTER€200€„€FORECLOSURE€OF€LIEN€INSTRUMENTSˆÐ X ÐÌÌà  àAMEND€Rule€14„205€to€require€that€service€in€residentialÐ Š Ú ÐÌproperty€foreclosures€be€in€accordance€with€Rule€14„204€(b)€andÐ 6 †  ÐÌto€delete€section€(b),€as€follows:Ð â 2  ÐÌÌRule€14-205.€€LIEN€INSTRUMENTS€OR€STATUTORY€LIENS€„€CONTAININGÐ d´  ÐÌNEITHER€POWER€OF€SALE€NOR€ASSENT€TO€DECREEÐ `  ÐÌÌÓÓ€€(a)€€Commencement€of€Action€and€ProcessòòóóÐ ’â Ðà  à€€When€a€complaint€to€foreclose€a€lien€instrument€orÐ >Ž Ðstatutory€lien€containing€neither€a€power€of€sale€nor€an€assentÐ ê: Ðto€a€decree€is€filed,€process€shall€issue€and€be€servedò ò,ó ó€and€theÐ –æ Ðaction€shall€proceed€as€in€any€other€civil€actionòò,€except€thatÐ B’ Ðservice€in€residential€property€foreclosures€shall€be€inÐ î> Ðaccordance€with€Rule€14„204€(b)óó.€€Ð šê Ѐ€ò ò(b)€€Notice€to€Record€Owner€of€Residential€Real€Propertyó óÐ F –! Ðà  à€€ò òThe€plaintiff€shall€comply€with€the€notice€requirementÐ ò!B# Ðcontained€in€Code,€Real€Property€Article,€ðð7-105€(a-1)€and,€atÐ ž#î% Ðany€time€before€the€sale€is€ratified,€shall€file€an€affidavit€inÐ J%š ' Ðthe€proceedings€that€the€notice€requirement€has€been€satisfied.ó ó€€Ð ö&F") Ѐ€ò ò(c)ó ó€òò(b)óó€Order€of€Court€Directing€Sale€-€ConditionsÐ ¢(ò#+ Ѐ€€€(1)€€GenerallyÐ N*ž%- Ðà  à€€€€In€an€action€to€foreclose€a€lien€instrument€or€statutoryÐ ú+J'/ Ðlien€containing€neither€a€power€of€sale€nor€an€assent€to€Ô_ÔaÐ ¦-ö(1 Ðdecree,€the€court€shall€first€determine€whether€a€default€hasÐ ° Ðoccurred.€€If€the€court€finds€that€a€default€has€occurred€itÐ \¬ Ðshall€(A)€fix€the€amount€of€the€debt,€interest,€and€costs€thenÐ X Ðdue€and€(B)€provide€a€reasonable€time€within€which€payment€may€beÐ ´  Ðmade.€€The€court€may€order€that€if€payment€is€not€made€within€theÐ ` ° Ðtime€fixed€in€the€order,€so€much€of€the€property€as€may€beÐ  \  Ðnecessary€to€satisfy€the€amount€due€shall€be€sold.€€Ð ¸  Ѐ€€€(2)€€Order€Directing€Sale€Before€Judgment€in€Exceptional€CaseÐ d´  Ðà  à€€€€If€after€a€hearing€the€court€is€satisfied€that€theÐ `  Ðinterests€of€justice€require€an€immediate€sale€of€the€propertyÐ ¼  Ðthat€is€subject€to€the€lien,€and€that€a€sale€would€be€ordered€asÐ h¸ Ða€result€of€the€final€hearing€of€the€action,€the€court€may€orderÐ d Ða€sale€of€the€property€before€judgment€and€shall€appoint€a€personÐ À Ðto€make€the€sale€pursuant€to€Rule€14-207.€€The€court€shall€orderÐ l¼ Ðthe€proceeds€of€any€sale€before€judgment€to€be€deposited€orÐ h Ðinvested€pending€distribution€pursuant€to€judgment.Ð Ä ÐòòóóSource:€€This€Rule€is€derived€from€former€Rule€W73.€€Ð pÀ  ÐÓÓ